AlphaCredit® has a presence throughout the Mexican territory with its business lines of consumer credit and loans to PYMEs. Currently, we have more than 210 branches and more than 2,000 sales force agents in our consumer credit business, which have technological tools that allow them to offer loans in an agile manner, which makes us an important player within the company’s enviroment
The knowledge and experience developed in Mexico and our solid local management team have allowed us to expand into the Colombian market, experiencing rapid growth, with more than 25 branches and over 950 sales agents.
Thanks to our technological developments, nowadays we can offer our products to our clients located in any part of the country, in a fast, simple and reliable way.
We have 2 business units: Consumer Credit and SMEs Financing, each with its own specialized solutions.
For us, the client is what matters the most, consequently, we care about analyzing the individual needs to better provide customized solutions, designing unique and flexible strategies for each project, thanks to our great funding capacity.
Our payroll deduction credit to federal and state government employees, both in Mexico and Colombia, enables us to offer financial support for any type of need. We have two consumer credit products:
Through the elaboration of an agreement between the government agency and AlphaCredit®, we offer credits to its employees via payroll deduction.
- Formulation of the agreement between the government agency and AlphaCredit®.
- AlphaCredit® releases approved credits directly to employees who meet the strict criteria.
- The government agency deducts the redemption of capital and interest directly from the employee’s payroll.
The government agency transfers the capital and interest deductions to AlphaCredit® through a bank account managed by a master trust.
Venturing into a high potential market in Mexico, AlphaCredit® presents a financial solution for loans to government retirees and pensioners (ISSSTE or IMSS), public and private social security systems, with direct monthly deductions from the applicant’s bank account, to uphold their plans for the future.
- AlphaCredit® delivers approved credits directly to retirees and pensioners.
- AlphaCredit® deducts monthly interest from the pensioner’s bank account directly.
Our trademarks in the market:
TotalCredit, Crediamigo, Adex, Vive (Colombia).
Our goal is to support the development of small and medium enterprises in Mexico, by offering specialized factoring and leasing services, thus financing their working capital needs in the short, medium and long term for their business operation.
A financial service that supports the productive cycle of enterprises and working capital, offering greater liquidity by making a discount on their invoices. Companies take advantage of this cash flow to cover operating expenses, inventories, development, products or services, or a new business opportunity
A financial service to acquire fixed assets for your company, saving you from investing in capital assets that depreciate, helping to improve the capital structure and optimizing the tax burden.
Our trademarks in the market: